HILTON SHARP & CLARKE FINANCIAL SERVICES
Established in 2005, HSC Financial Services are the Financial Planning arm of Hilton Sharp & Clarke, the leading independent firm of Chartered Accountants in Brighton and Hove.
We offer advice in all areas of Financial Planning to individuals, companies, trusts and charities. Our mission is to provide tailored financial solutions in a professional and unbiased manner. We are committed to high standards of advice and service provided by a friendly, motivated team with targeted financial research capabilities. We are happy to see clients at their home, at work or in our offices in Brighton, Shoreham, Billingshurst or Haywards Heath.
Financial planning addresses a wide range of issues.
A financial planner can you with such issues as: investing a lump sum, deciding how much you need to save in order to retire comfortably, estate planning and saving inheritance tax, dividing up pension entitlements on a divorce or separation, getting the right types and amounts of life and health insurance, planning to pay school or university fees, deciding how much to borrow and providing a general financial health check.
Managing Your Wealth
We now manage over £49.4 million of our client’s money under our flagship Wealth Management service which is facilitated by technology known as a ‘Wrap’.
Here to help take the stress out of your financial life.
Financial Planning helps you to identify, achieve and maintain the lifestyle that you and your family want.
- Independent, Personalised and Friendly Service
- We Treat Our Clients Fairly with Exceptional Customer Service
- Choice, Value and Quality Fully Transparent Fee Structure
- Highly Qualified Advisers
Financial planning has witnessed significant change, so it is not surprising that most people are unclear about what financial planners actually do. The aim of this guide is to explain the process in both general terms and specifically what financial planning can achieve for you.
What happens to a business if its owner or co-owner dies or falls seriously ill? Much will depend on the type of business, but unless there has been some advance planning the chances are that there will be disruption, arguments and the strong possibility that all or part of the business will end up in the wrong hands.
Estate planning often becomes, and all too often remains, a do-it-tomorrow task. Then it could suddenly become all important… or it might be too late. After all, accidents do happen.
Life and health insurance protection underpins most good financial planning. These types of insurance can ensure that if the worst should happen, the right amount of money will reach the right hands, at the right time.
This guide looks at the rapidly changing world of retirement provision and pensions, both state and private. It covers areas such as the changing State Pension Age, the impact of the lifetime and annual allowances, auto-enrolment and the selection and management of investments for pension arrangements.
If you want to reduce the amount of tax that you pay, then the solution is in your own hands. Thinking and planning ahead could help you to lessen the rising tax burden – and we’re here to help.
In this guide, the focus is on private pension provision, which for many people will be their primary source of retirement income. The scope for drawing pension benefits has changed significantly in the past few years, giving greater flexibility and a correspondingly increased need for advice.
Risk is at the heart of many investment decisions and, as the diagram above shows, it is typically at the starting point of the investment planning process. There could be several types of risk in any investment. Helping you to understand the risks is a key responsibility of your investment adviser.
ISAs are a key component of any savings and investment plan. With the addition of new forms of individual savings accounts (ISAs) such as the new Lifetime ISA, we round up the full ISA family and outline their requirements including eligibility, account structures and tax treatment.