Jill Rickson CeMAP

Principal Mortgage Adviser


Having worked within the Financial Services industry for over 21 years, Jill has extensive knowledge of the mortgage market and she likes to think that there is very little that she doesn’t know about mortgages.

Her career in Financial Services started purely by accident, but very shortly afterwards she realised that this was her niche.

Jill would say that her work ethic is “always do what you say you will do.” Jill will never promise something that she cannot deliver and always keeps in regular contact with her clients throughout the mortgage process.

After 21 years in the business, she has come to the conclusion that experience counts for everything and “it’s not who you know but most definitely what you know.”

Jill joined HSCFS / Pembroke Financial Services in 2013 having spent the previous 12 years as Mortgage Manager at another IFA practice. Prior to that, she had spent 6 years as an in-house Estate Agency based financial (Mortgage) adviser.

Not only does Jill hold the CeMAP qualification for Mortgages but she has also attained ER1, which endorses a specialism in the area of Equity Release advice.

Outside of work, Jill loves spending time on her three passions in life – her husband, holidays and cars!

  • 2013 to present: HSCFS / Pembroke Financial Services
  • 1995 to 2013: Various positions as a mortgage broker in IFA and estate agency


23 Years Mortgages
23 Years Insurance
The HSCFS Wealth Management Team