Biography

Having joined Pembroke Financial Services – Independent Financial Advisers – in 2003 and become a shareholding Director of that Company, it became very clear that Keith would be the ideal IFA to take the lead of Hilton Sharp and Clarke Financial Services (HSCFS) – a joint venture Company between the IFA and Hilton Sharp & Clarke, the leading independent firm of Chartered Accountants with offices in Brighton, Billingshurst and Haywards Heath.

Keith’s background was in High Street Banks, where he spent the formative years of his Financial Services career. Keith says “It provided me with invaluable training and skills which I still use today. What I did want was to be my own boss and have the whole of the market available to me when advising clients on all aspects of financial planning. The world of Independent Financial advice beckoned, and I haven’t looked back”.

Mystery Shopper Score

35/35

Over more recent years Keith has spent a lot of time advising clients in relation to their retirement and pension planning and, more recently, he has become more involved with more specialised tax planning advice using efficient investments such as Enterprise Investment Schemes (EIS) and Venture Capital Trusts (VCTs) which both Pembroke and our Joint Venture company, HSCFS, use widely as part of our ‘holistic advice’ process.

Keith is qualified to Diploma level and is working towards obtaining Chartered Financial Planner status. “The areas of advice that I like to focus on are Investments and Pension planning. I especially enjoy working with owner-managed businesses helping them build sufficient funds for retirement in the most tax efficient way. I am qualified to give specialist Equity Release advice which is an area that is becoming more relevant today with falling ‘real’ income from cash and some other assets.”

Out of work Keith enjoys spending time with family, cooking and cycling (when the weather and his busy diary allows!).

Skills

25 Years Investments
23 Years Pensions
10 Years Mortgages
23 Years Taxation
The HSCFS Wealth Management Team